PM schemes

Posted on June 28, 2025 by admin

Popular PM (Prime Minister) Schemes in India – 2025

To improve the lives of every Indian, the Government of India has launched several schemes under the Prime Minister’s leadership. These schemes cover areas like housing, health, employment, education, digital access, and financial inclusion.

Here are the most impactful PM schemes active in 2025 and how you can benefit from them:

1. 🏠 PM Awas Yojana (Urban & Rural)

Provides financial help to build or upgrade a house. Credit-linked subsidy for home loans under CLSS (up to ₹2.67 lakh).

2. 💡 PM Ujjwala Yojana

Offers free LPG gas connections to women from BPL households. Refill subsidies also available through DBT.

3. 💳 PM Jan Dhan Yojana

Banking for all — zero balance accounts with free RuPay card, insurance, and direct benefit transfers (DBT) enabled.

4. 🚑 Ayushman Bharat Yojana (PMJAY)

Health insurance up to ₹5 lakh/year per family at empanelled hospitals — free treatment for poor and low-income families.

5. 💰 PM Kisan Samman Nidhi

₹6,000 per year directly transferred to eligible farmers’ bank accounts in 3 equal installments.

6. 📶 PM Digital India Mission

Improves access to digital services like DigiLocker, e-Governance, Aadhaar services, e-learning, and rural internet.

7. 🛠️ PM Mudra Yojana

Micro-loans (up to ₹10 lakh) for small businesses, startups, and self-employed individuals under Shishu, Kishor, and Tarun categories.

8. 👷 PM SVANidhi Yojana

Provides working capital loans to street vendors (up to ₹10,000), with interest subsidies on timely repayment.

9. 📚 PM e-Vidya / Education Schemes

Digital learning access through TV channels (one per class), DIKSHA app, and Swayam online platform. Also includes scholarship support for meritorious students.

10. 🧑‍🌾 PM Fasal Bima Yojana

Crop insurance to protect farmers against loss due to floods, drought, pests, or unseasonal rain.

✅ How to Apply for PM Schemes

  • Visit the official portal: https://www.mygov.in
  • Use DigiLocker or Aadhaar for verification
  • Submit income proof, caste/residence certificates where required
  • For offline help, visit your nearest CSC or Seva Kendra